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Important changes effective 1/1/14

Health Connector Consumer Guide Flyer

Important Change in Student Health Care Insurance Requirements

November 7, we were made aware of important news regarding changes in student health care insurance requirements. A memo from Richard M. Freeland, Commissioner of Higher Education for Massachusetts requested that we share this information in this brochure with our students.

Below are excerpts of the memo:

At present, Massachusetts law requires that every full-time student purchase health insurance through the Student Health Insurance Program (SHIP). This requirement has presented a major financial impasse to many of our students.

We are extremely grateful to Secretary Shor and the Massachusetts Health Connector for addressing our concerns about the cost of student health insurance, and for finding a way to enable students to enroll full-time without additional health care costs. The Health Connector has informed us of the following changes commencing January 1, 2014.

>>>Students who are eligible for SHIP (Student Health Insurance Program) will no longer be blocked from accessing subsidized health insurance through the Health Connector. Eligibility for subsidized insurance will be based on family income.

>>>Students whose households qualify for MassHealth, Massachusetts’ Medicaid Program, will no longer “age-out” at age 19, but will be eligible for coverage through age 21 provided they continue to meet MassHealth’s other eligibility requirements.

>>>Students older than age 21 may continue to qualify for MassHealth, or may become eligible for subsidized coverage through the Health Connector.

An FAQ with further details on these changes will be forthcoming from the Health Connector, and I will forward that to you as soon as it is complete so that you can provide it to your students. In the interim, the Health Connector has provided us with the attached flier on subsidized health insurance programs. While the new health care plans are not available until January 1, enrollment is underway now. This brochure will give your students the information they need to apply.