Who is eligible to be charged for GCC’s student health insurance coverage?
If you are a student enrolled in a certificate or a degree-granting program for nine (9) credits or more, you are eligible for health insurance coverage purchased through Greenfield Community College. Therefore, state guidelines require GCC to charge you for insurance. Additionally, you are legally obligated to be covered under an acceptable health insurance policy if you meet that same criteria.
Part-time students taking fewer than 9 credits are not eligible to purchase the school plan, nor are dependents of students taking 9 credits or more. Additionally, we will review accounts regularly through the last day to drop/withdraw with no record in order to identify accounts that have been assessed the insurance charge but subusequently the account became ineligible to be charged because: you dropped below nine credits; you are enrolled in strictly online classes; or, you have not declared a major. In these cases, the charge will be removed from your account. However, if you think you may be eligible to be charged but you do not see an insurance charge on your bill, please contact the Student Billing Office at (413) 775-1301.
Disclaimer: If you are considering dropping your current coverage purchased elsewhere in order to purchase the GCC student insurance plan, it is your responsibility to compare the two plans in order to determine which plan is best for you. The college does not advise on policy coverage. If you decide to drop your coverage and purchase the College plan, then subsequently, you determine that your other plan provided better coverage, the college is not responsible for your decision. Be sure to review both policies carefully in order to determine your best option. Once you have purchased the College insurance plan, no refunds are granted by the College if you decide the policy is not right for you.
If you are ineligible for the college insurance plan
If you are ineligible to purchase the College’s student insurance plan, alternative insurance options may be available to you. Due to recent Federal and State Health Care laws enacted, students may be eligible for coverage under a parent’s plan or under a state subsidized plan. Your parent should check with their insurance company or employer to determine whether you are eligible under their plan. To find out about other insurance options visit: https://www.mahealthconnector.org. Or, contact our Student Health Insurance Broker to inquire about their alternative student plan for students enrolled for less than nine credits.