Universal Benefits
Employees are eligible for benefits if they are employed for a minimum of half-time (18.75 hours/week for most positions - 20 hours/week for AFSCME Unit 2 positions) for 42 continuous weeks without a break in service. All Greenfield Community College employees are on the same bi-weekly payroll cycle which has a one-week delay.
HEALTH AND BASIC LIFE INSURANCE
Health insurance benefits for all eligible employees are the same for everyone, whether faculty, MCCC unit professional, non-unit professional, or AFSCME employee, Units 1 or 2. Click the link below to view the current State Employees' Benefit Decision Guide offering an overview and comparison of what plans are available to Greenfield Community College Employees and the rates that apply.
HEALTH CARE SPENDING ACCOUNT (HCSA)
A Health Care Spending Account allows an employee to set aside a predetermined amount of dollars on a pre-tax basis to pay for qualified health care expenses, such as, but not limited to: prescription drug co-pays, hospital co-pays and deductibles, orthodontia or dental expenses not covered by your dental plan, over the counter drugs such as pain relievers, cough medicine or nasal sinus sprays, and many more expenses. Any employee eligible for health benefits is also eligible for this program. You can set aside as little as $500 or as much as $2,500 annually.
DEPENDENT CARE ASSISTANCE PROGRAM (DCAP)
The Dependent Care Assistance Program allows an employee to set aside a predetermined amount of dollars on a pretax basis to pay for qualified dependent care expenses. Qualifying expenses include charges incurred for the care of a dependent under the age of 13 or a dependent or spouse who is physically and/or mentally incapable of self-care, inside or outside your home which allow you to work, look for work, or attend school on a full-time basis. If you are married, the expenses must also occur while your spouse is employed or on days your spouse attends school. Any employee eligible for health benefits is also eligible for this program. You may elect an annual payroll deduction of up to $5,000.
OPTIONAL LIFE AND LONG-TERM DISABILITY INSURANCE
In addition to the mandatory Basic Life Insurance that is required of every state employee, you may also select optional life insurance from one (1) to eight (8) times your annual salary. Rates are available in the Benefit Decision Guide and from the Human Resources Office and are based on age and salary. Insurance premiums are taken in two (2) pay periods prior to the effective date of insurance.
Long-term disability insurance is also available for employees if they choose. Rates are also based on age and salary.
TAX SHELTERED ANNUITY (TSA) PLANS
Tax Sheltered Annuity Plans or TSA's, as these are commonly referred to, are tax-deferred retirement plans available to employees of community colleges, state colleges, universities, and other qualified individuals employed in an educational capacity. Employees can contribute a portion of their before tax salary into a TSA plan up to certain annual limits set by the IRS.
EMPLOYEE ASSISTANCE PROGRAM (EAP)
Greenfield Community College has contracted The Wellness Corporation to provide Employee Assistance Program for full and part time employees, regardless of whether or not they are eligible for other state benefits, and their household members. The EAP provides counseling and referrals for a wide variety of personal issues. To set up an appointment call:
The Wellness Corporation
(800) 828-6025 or (508) 842-2780
Monday - Thursday 8:30am - 6:00pm
Friday 8:30am - 5:00pm
In the event of an emergency call the above numbers any time, 24-hours a
day, 7 days a week and you will be able to speak to an EAP counselor.