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Insurance Overview

Academic year 2014-2015 will be the twenty fifth year of implementation of the Massachusetts Mandatory Health Insurance Law. Under this law, each Massachusetts Community College must require all students who are enrolled in a degree or certificate program for nine credits or more to participate in the student health insurance program, or in a health insurance program separate from the school’s plan, but with comparable coverage.

Massachusetts Community College students will be insured for policy year 2014-2015 by Harvard Pilgrim Healthcare (PPO) Insurance Plan. The premium charge for the Massachusetts Community College Health Insurance Plan will appear on your bill. If you plan to waive this charge because you think you have comparable alternative coverage, see “Waiving the Insurance Charge” menu option to determine if you are eligible to waive and to access the online waiver.

The annual premium appearing on your fall bill is $1,640 for the coverage period of September 1, 2014 through August 31, 2015. If you are eligible to be charged for the student insurance when enrolling for classes in the spring 2015 semester, the premium charge appearing on your bill will be $1,090 for the period of January 1, 2015 through August 31, 2015. If you have not waived or paid your fall insurance charge by the appropriate deadlines, and if you still remain eligible to be charged as a returning student in the spring semester, your fall insurance charge will be reversed and you will be charged for insurance in the spring at the spring rate.

Note:  The Student Insurance Plan is not available for students taking fewer than nine (9) credits, or for dependents of students taking nine (9) credits or more.  However, you may contact the insurance broker directly to learn about products and services that may meet your insurance needs.