Payment plan

Who must sign up for the payment plan?

If you are not paying your bill in full by the due date, you must sign up for the payment plan. In addition, you must sign up for the payment plan if a balance will exist after deducting any portion of your bill that is expected to be paid by other resources such as financial aid, tuition waiver, third parties (employers, government agencies, job training programs, etc.), private scholarships, in-house grant, or other. See below for how to sign up for the payment plan and calculate your payments.

If you do not pay your bill in full or sign up for the payment plan by the original due date of the bill, you will be charged a late fee of $35 for any past due balance of $100 or greater.

If other financial resources will be paying your bill in full, you do not need to sign up for the payment plan. However, you must complete a Billing Worksheet/Payment Plan Enrollment Form to let us know how your bill will be paid.

About the payment plan

Our payment plan allows you to make payments in four interest-free monthly installments. The payment plan is available for fall and spring semesters only. A $35 non-refundable fee will be charged for each semester you are participating in the plan. The $35 fee must be paid with your first payment. The payment plan due dates are firm (see due dates for fall below).

Summer session payment plans may be available on a case by case basis for extenuating circumstances. To request a payment plan for summer sessions, you must contact the Student Billing (Bursar’s) Office by sending an email request to: Enter ‘Payment Plan Request’ in the subject line and be sure to include your student ID number.

Fall 2022 payment plans must be completed by November 4, 2022. The due dates for fall 2022 payment plans are as follows:

Payment # Amount Due Due Date
1 1/4 of Total Bill plus $35 fee 08/04/2022
2 1/4 of Total Bill 09/06/2022
3 1/4 of Total Bill 10/04/2022
4 1/4 of Total Bill 11/04/2022

When signing up for the payment plan, payments for due dates that have passed will be due at the time of sign up. In addition, if a due date is approaching, that payment must be paid by the due date. We reserve the right to assess a $10 late fee for each month a payment is more than 30 days past due.

Class schedule changes after enrolling in the payment plan

If you add or drop classes that cause an adjustment in your charges after you’ve completed the electronic payment plan form, do not complete the form again. Your remaining payment plan payments due will be adjusted and reflected on subsequent bills.

How to sign up for the payment plan

To sign up for the payment plan and to calculate your monthly payments, login in to your “MyGCC” account and complete the online Billing Worksheet/Payment Plan Enrollment Form. Your payment plan bill will be made available to view and print via your “MyGCC” account at least 10 days prior to each due date.

Health insurance charge and payment plan

Of all charges shown on your GCC tuition and fee account, your insurance charge is the last to be paid regardless of the source of payment. Therefore, if you are participating in our 4-month payment plan, your insurance charge will not be paid in full until your entire account is paid in full with your final payment on the final due date of the semester. However, once your bill is paid in full, your insurance payment will be submitted to the insurance company the next Friday following the date you paid in full. In extenuating circumstances we can report your payment individually on a case by case basis in order to expedite your coverage once your premium is paid in full. Your coverage will be effective retroactive to the first date of the policy period for which you paid. NOTE: For each semester, an enrollment deadline to purchase insurance applies. That deadline will be posted on this website.

If you have questions regarding the payment plan, contact the Student Billing Office at (413) 775-1301. Or, send an email message to In the subject line enter “Payment plan.” Be sure to include your student ID number.

For step-by-step instructions on completing the Billing Worksheet/Payment Plan Enrollment Form used to enroll into the payment plan, click here.