Student health insurance

Under the Massachusetts Mandatory Health Insurance Law, each Massachusetts Community College must require all students who are enrolled in a degree or certificate program for nine credits or more to participate in the student health insurance program, or in a health insurance program separate from the school’s plan, but with comparable coverage.

Additionally, beginning with the fall 2020 semester the MA Health Connector issued new guidelines that require us to charge this fee if you are enrolled in a degree/certificate program for at least nine credits of remote credit courses resulting from COVID19 transition to online. The fee is charged in both the fall and spring semesters only.

Massachusetts Community College students will be insured for policy year 2021-2022 by Blue Cross Blue Shield (PPO) Insurance Plan. The premium charge for the Massachusetts Community College Health Insurance Plan will appear on your bill. You may waive this charge if you think you have comparable alternative coverage.

For the academic year 2021/2022, the annual premium appearing on your fall bill was $3,599 for the coverage period of September 1, 2021 through August 31, 2022. If you were eligible to be charged for the student insurance when enrolling for classes in the spring 2022 semester, the premium charge appearing on your bill is $2,401 for the period of January 1, 2022 through August 31, 2022. If you have not waived or paid your fall insurance charge by the appropriate deadlines, and if you still remained eligible to be charged as a returning student in the spring semester, your fall insurance charge was reversed and you would have been charged for insurance in the spring at the spring rate.

Note:  The Student Insurance Plan is not available for students taking fewer than nine (9) credits, or for dependents of students taking nine (9) credits or more. However, you may contact the insurance broker directly to learn about products and services that may meet your insurance needs.


Contact our insurance broker Gallagher Student Health & Special Risk for questions related to:

  • Insurance plan coverage
  • How to access benefits or pending claims
  • Enrollment concerns
  • Insurance cards or replacements
  • Insurance plans for students who are ineligible for insurance through the school
  • Other insurance benefits for students or dependents of students

Bursar’s Office staff can answer questions regarding:

  • Payment of your insurance premium
  • Waiving the insurance charge
  • Verifying your enrollment in the insurance plan

Contact the insurance broker directly for all other inquires.