Student Health Insurance

Student Health Insurance Fee:
Fall 2023: $3,461 (Coverage September 1, 2023 to August 31, 2024)
Spring 2024: $2,309 (Coverage January 1, 2024 to August 31, 2024)
Insurance is not charged for summer terms.

Greenfield Community College students will be insured for policy year 2023-2024 by the Blue Cross Blue Shield (PPO) Insurance Plan.

Student accounts must be paid in full for the term before the College can submit a student's name to the insurance company for coverage. This also applies for students enrolled in the payment plan and/or receiving financial aid. Once a student's name is submitted, an email will be sent to the student with instructions to access their health insurance ID card online.

Under the Massachusetts Mandatory Health Insurance Law, all students who are enrolled in a degree or certificate program for nine or more credits must participate in the student health insurance program. As of the fall 2020 semester, we are required to charge the insurance fee even if some or all of a student's nine or more credits are remote. This change is due to the required transitioning to online education resulting from the COVID-19 pandemic. The charge may be waived if the student has comparable coverage.

Students enrolled in fewer than nine credits and dependents of students are not eligible for insurance coverage. If you are ineligible for the student health insurance plan, refer to the Massachusetts Health Connector website for alternative insurance options.

If you think you are eligible to be charged for the student health insurance, but you do not see the charge on your bill, please contact Student Financial Services at (413) 775-1301.

Authorizing Financial Aid to Pay for Health Insurance:
Federal financial aid/loan funds will not pay this charge without your written authorization. To apply financial aid to your health insurance charge, you must complete the health insurance section of the Acknowledgements and Certifications form (available on your MyGCC account).

Insurance Waiver

The fall 2023 insurance waiver will be available starting July 1, 2023. The spring 2024 insurance waiver will be available starting November 16, 2023. The waiver must be completed annually. If you complete the waiver for the fall term, you do not need to complete the waiver again for the spring term. Alternatively, if you do not waive or pay for the insurance in the fall and are eligible to be charged in the spring, you will be charged again. If you successfully waived the insurance in the fall but still get charged for insurance in the spring, please contact our office. Please allow 2 to 3 business days for the waiver to be applied to your account.

The priority deadline for the waiver is the first day of classes each semester.

Students are eligible to waive the health insurance charge if they are enrolled in a degree or certificate program for nine or more units and have comparable coverage.

Helpful Links:
Information on the BCBS App
Instructions on How to Waive the Student Health Insurance
Understanding Comparable Coverage
Massachusetts Health Connector (Alternative insurance options if not eligible for student health insurance)

[fa type="question-circle"] Questions?

Student Financial Services Office staff can answer questions regarding:

  • Payment of your insurance premium
  • Waiving the insurance charge
  • Verifying your enrollment in the insurance plan

Contact our insurance broker Gallagher Student Health & Special Risk for questions related to:

  • Insurance plan coverage
  • How to access benefits or pending claims
  • Enrollment concerns
  • Insurance cards or replacements
  • Insurance plans for students who are ineligible for insurance through the school
  • Other insurance benefits for students or dependents of students

Contact the insurance broker directly for all other inquires.