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Waiving the Insurance Charge

Eligibility to waive the GCC health insurance charge

Scroll down for waiver link.  Please be sure to read the waiver information here before completing a waiver.

All online waivers must be completed and submitted by at least the first day of classes for each semester you are charged. Exceptions are made on a case by case basis. However, in order to waive the charge, you must have comparable alternative coverage that begins at least by the first day of classes and that coverage must continue through at least the last day of classes for the academic year. If you have been charged for health insurance on your GCC bill, but you already have comparable coverage under your own or someone else’s plan (such as a parent), you can waive the GCC student insurance charge. As part of the online waiver process, you will be required to create an account and certify that you currently have comparable coverage by answering a series of questions that will determine if you are eligible to waive the insurance charge. If eligible to waive, you must then complete the waiver form.

Comparable coverage defined

Per MA state guidelines, to be comparable, the coverage provided must include reasonably comprehensive coverage of in-patient and out-patient hospital and physicians’ services, and be reasonably accessible to the student in the area where the student attends school. Coverage by any insurance carriers outside the USA and coverage by foreign National Health Service programs are not deemed to be comparable coverage. “Uncompensated Care Pool” coverage also does not qualify as comparable coverage. It is the student’s responsibility to determine whether they are covered under a comparable insurance plan. In addition, only the student can complete the online waiver in order to certify that they do have comparable coverage per state law. GCC staff members are not permitted to complete and submit waivers on behalf of students.  To learn more about the MA State Student Health Insurance Law review these FAQs at the the Official Website of the Massachusetts Center for Health Information and Analysis website: http://www.mass.gov/chia/consumer/basic-needs/student-health-insurance.html#FAQ

Waiver

If you are eligible to waive, click here to complete the online waiver.