How to Apply

To be eligible for financial aid, you must be admitted to the College and select an approved degree or certificate program.

You must also complete the following every academic year:

  1. Free Application for Federal Student Aid (FAFSA): For the first time filing a FAFSA, follow these step-by-step instructions. In subsequent years, go directly to FAFSA to complete the application.
  2. GCC Financial Aid Intent to Enroll Form: This form is a placeholder when a student isn't yet registered for classes, and provides key information for financial aid counselors to use in evaluating eligibility for aid funds. Complete the Intent to Enroll form online, or request a hard copy from our office (413-775-1109) or by email at sfs@gcc.mass.edu.

Priority Deadlines

Full academic year (Fall and Spring)

  • Submit a FAFSA and GCC Financial Aid Intent to Enroll Form by May 1.
  • This enables Student Financial Services to offer financial aid and notify students of offered funds before the August bill due date.

Spring Semester

  • Submit a FAFSA and GCC Financial Aid Intent to Enroll Form by November 1.
  • This enables Student Financial Services to offer financial aid and notify students of offered funds before the January bill due date.

January and Summer Terms

  • Generally, students enrolling at GCC for only a January or Summer term are not eligible to receive financial aid. Contact the office to review individual circumstances.

Miss a deadline?

  • Students can still be eligible for financial aid even when the above deadlines are missed!
  • File a FAFSA as soon as possible if you plan to enroll for any term.

Packaging Policy

Funds are awarded based on need, residency, and funds availability. Financial need is determined by subtracting a student's "expected family contribution" (called the "EFC") and other outside financial resources from estimated student expenses. The EFC is determined by the U. S. Department of Education for every applicant from information provided on the FAFSA. The EFC is based on household size, number of household members enrolled in college, income, and taxes paid, among other factors.