If there is not an insurance charge on my bill, does that mean I cannot purchase health insurance through the College? A If there is not an insurance charge on my bill, does that mean I cannot purchase health insurance through the College? Category: Student Health Insurance Students are only eligible for the Student Health Insurance Plan if they are enrolled in 9 or more credits. If you do not see the health insurance charge on your bill, you have either waived the health insurance or you are not eligible to be charged.